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I was involved in an accident on the motorway where a driver was said to be racing another car. By a witness, the driver undertook my car on the left, pulled up beside me, and veered into my vehicle. The accident was not my fault, because the driver of the other car fled the scene and abandoned the car. The vehicle was uninsured and could not be traced by my insurance company when it had to pay out the claim. As a result, my insurance company has taken away the 'one year no claim' bonus I wo

According to your passage, you only qualify for the insurance company's discount if they do not have to pay out a claim. It does not say that you will still qualify for the discount, if the claim they have to pay is the other party's fault. If you want to protest this, you will need to contact your local department of insurance. I do not know how much they will be able to help you. But, that is where you will need to go to file a complaint.

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This car insurance question was asked on 8/6/2005
This auto insurance answer was last updated on 8/8/2005
Gerard requested this car insurance solution.
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