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I have a daughter who has been on my insurance since she was 17, and I want to remove her from my insurance. She just got a speeding ticket, and I don't want to be responsible for her irresponsibilty. I was told that I cannot take her off my insurance unless she moves over 100 miles away. She will be 21 in November. Can I take her off then? Or, for any other reason?

Removing someone from your insurance policy varies from insurance company to insurance company. I have heard that some insurance companies want you to list your household resident drivers on your policy (unless you specifically exclude them). To remove people from your policy, I have heard that some insurance companies want you to provide proof the other person has his or her own insurance coverage. I have heard that insurance companies want you to list anyone on your policy as a driver if that person will be driving your vehicle with any regularity. However, I have never heard that someone has to move over 100 miles away to be removed from a policy. Based on your statement, it does not matter how old your daughter is (20, 21, or even 51), she cannot be removed from your policy unless she lives 100 miles away from you. If it is true that you cannot remove your daughter unless she lives 100 miles away from you, you may need to change your insurance company to an insurance carrier who meets your insurance needs.

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This car insurance question was asked on 8/6/2005
This auto insurance answer was last updated on 8/9/2005
Linda requested this car insurance solution.
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