'Full coverage' is a vague term; however, I believe you are using this term to refer to physical damage coverage. Physical damage coverage consists of collision and comprehensive coverage. Generally, collision insurance covers damage to your automobile caused by collision with another object or by upset. Comprehensive insurance covers damage to your automobile from vandalism, theft or glass breakage. Most lienholders require physical damage coverage if you are financing or leasing your vehicle. Ultimately, the decision is yours, but comprehensive and collision coverages are generally not worth purchased on older vehicles with high mileage because if you ever file a claim for significant damages, your insurance company will likely declare your vehicle a total loss rather than fix it. That's because the cost of fixing your vehicle far exceeds its market value. The value you get for the vehicle in the total loss may not justify the premiums you pay for the collision and comprehensive coverages.

Remember, you can click here for a quote for city car insurance Kansas, California, or for any other state in the United States to compare your rates.