Based on the information you entered, I get the feeling you were at fault in the accident. If that is the case, you will be responsible for any outstanding funds that are due after your insurance company has paid out the limits which you purchased. Depending on where the money is due, you may have a couple of options. If some of the outstanding money is from your vehicle, you may be able to finance that difference into a new vehicle. If the outstanding money is for the other vehicle. You will need to talk to your state's Department of Financial Services (or Department of Insurance) to find out how those matters are usually determined. If you did not meet the state's financial responsibility law at the time of your accident, you may be forced to carry an sr22 with bodily injury liability, and property damage liability for three years. You may also need to seek out legal advice for help.

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