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My son is 18-years-old. His Texas driver's license expired. He received two tickets for this, which have since turned into warrents. He lives with me. Under normal circumstances I would have to carry him on my insurance policy. Because he does not have a valid driver's license, can I now legally drop him from my insurance?

You will need to check with your insurance company to see if they will allow you to drop him from your policy. Most insurance companies will not let you drop a household member from your policy. However, most insurance companies will allow you to list him on your policy as an 'excluded' driver. By doing this, you are telling your insurance company that you will not allow that person to drive the vehicles on your policy. And, you agree to assume full responsibility if you do allow that person to drive one of the vehicles on your policy. Some insurance companies will require you provide proof the household member has other insurance before they will allow you to exclude that person.

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This car insurance answer was last updated 11:47 AM Aug-16.
This customer service question was asked 3:04 PM Aug-15-2005.
Karen requested this car insurance help from CarInsurance.com experts.
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