Insurance companies can not force you to send proof. However, failing to provide requested information or documents may result in an increase in premium or cancellation/non-renewal. If residents are in the household and have access to the vehicle , there is potential risk the company may have to pay on there behalf and increases their exposure. By sending proof there is no question that they would not have access to the vehicle. If the information is not provided then the premium goes up in proportion to the increased risk.

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