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Q

I am a minor (17 years old) in California. I just got my instructional permit. I want to know if I need insurance to drive - even if I am driving with a licensed driver that is 25 years or older?


A

California requires drivers and vehicle owners to carry this amount of coverage:

Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $5,000 Limit
*Required limits for drivers in the California Automobile Assigned Risk Plan are $10,000/$20,000/$3,000 Limits

If you are driving a vehicle, the vehicle will need to be covered for at least this amount of coverage, regardless if you have a learner's license or if you have a driver that is 25 years or older in the vehicle.

You should be listed on a specific policy to drive the car. Some carriers do not required drivers with an instructional permit to be listed, but they must be notified and you should get specific permission to drive the vehicle.

Remember, you can click here to get an auto insurance quote to compare your rates.


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1 Responses to "I am a minor (17 years old) in California. I just got my instructional permit. I want to know if I need insurance to drive - even if I am driving with a licensed driver that is 25 years or older?"
  1. Anonymous

    I think it proves that insurance companys rip people off by charging them for liability covrage on each vehicle instead of the person. Then telling people they need liability insurance even if they dont have a car. The car has the insurance. I pay liability insurance on every vehicle I own, yet I can only drive one at a time. I am only speaking of liability insurance, not comp and collision.

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