Ultimately, you will need to speak to your insurance company. In general, most insurance companies want to know who resides in your household. From there most insurance companies will want you to either list that person as either 'eligible' to drive or 'excluded' from driving. Someone listed on your policy as 'eligible' to drive, will be covered by your insurance company to drive the vehicle(s) on your policy. If that person is specifically 'excluded,' your insurance company will not provide coverage to that person if s/he drives your vehicle(s) listed on your policy. If you 'exclude' your daughter from driving your vehicle(s) on your policy, your insurance company may require you provide proof your daughter has her own policy in force.

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