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We live in Illinois. My daughter is 19, a full-time student in Arizona, and wants to buy a car (that we may need to co-sign). If the car is purchased in Arizona, can we insure it by adding an additional car to our existing policy in Illinois? Or, should we remove her name as a driver from the other two cars for which we have insurance?

If your daughter purchases a vehicle in Arizona, I do not believe your Illinois policy will cover her. Arizona requires that every motor vehicle operating on their roads be covered by one of the statutory forms of financial responsibility through a company that is authorized to do business in Arizona. (Arizona requires minimum levels of $15,000/$30,000 for bodily injury liability and $10,000 for property damage liability.) As for removing her name from your current Illinois policy, you will need to discuss your options with your insurance company.

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This car insurance question was asked on 8/23/2005
This auto insurance answer was last updated on 8/25/2005
Julie requested this car insurance solution.
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