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Which coverage, collision or comprehensive, covers vandalism - in the event a car is "keyed"?

Collision means the impact of your insured car with another object or upset of your insured car. Loss caused by missiles, falling objects, fire, theft or larceny, explosion, earthquake, windstorm, hail, water, flood, malicious mischief or vandalism, riot or civil commotion, colliding with a bird or animal, or breakage of glass are other than collision losses (a.k.a. comprehensive).

Since your situation is considered vandalism, your loss would be covered under your comprehensive coverage. Your insurance policy should pay for these damages less the deductible that applies.

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Question Details
This car insurance question was asked on 9/7/2005
This auto insurance answer was last updated on 9/13/2005
Phil requested this car insurance solution.
Rated 5 out of 10 based on 5 votes.
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