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We are looking at a vehicle in California that has a salvage title due to its previous damage. The photos make it look like it is in pristine condition. And, it has low mileage. Our main residence is in Texas; however, we also have a second home in Colorado. Is this type of vehicle insurable in Texas?

It can be difficult to insure a salvaged or branded title vehicle. Regardless of it looking like it is in new condition or its mileage, insurance companies shy away from insuring these types of vehicles. This is due to its prior accident history and the security it may not be able to provide in the future.

Texas has a company that helps provide insurance to extremely high risk drivers and extremely high risk situations. The name of the insurance company is 'Texas Automobile Insurance Plan Association.' You can reach them at 1-800-580-8247. You can also try a quote with us through Progressive. They will insure vehicles with salvage or rebuilt titles.

Before buying a car with a salvage title it is best to check with the Texas Department of Transportation to see if they accept that type of vehicle for registration purposes or if it would need to get a rebuilt title and if so what steps to take to get that done.

If you do buy the vehicle and are able to get full coverage on the vehicle remember that if it is in a total loss situation it will be worth less than a car than a vehicle without a branded title.

To help you with your other insurance needs, you can click here to get a personal automobile insurance quote to compare your rates.

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car insurance commentsSure glad I ask you out first, I was about to purchase a car that I couldnt insure or at least at a reasonable rate.
Question Details
This car insurance answer was last updated 7:12 PM Mar-12.
This buying a policy question was asked 11:10 PM Sep-10-2005.
Barbara requested this car insurance help from CarInsurance.com experts.
Rated 10 out of 10 based on 3 votes.
Buying a Policy
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