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I was in an accident, and it was the other person's fault. She did not have insurance. What is the first step I should take in response this?

You should always check with your insurance company and see if there is any medical coverage for yourself. Some states are no-fault states. This means your are responsible for your medical coverages up to a certain limit.You should also see if you had uninsured motorists coverage. This coverage will cover bodily injuries to you and your passengers when the other person has no insurance or not enough insurance in a crash that is not your fault. To help fix your vehicle, you will want to see if you had collision coverage. This coverage will cover damage to your car when your car hits, or is hit by, another vehicle, or other object. There may be a deductible that applies. Beyond that, you will need to seek legal help.

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This car insurance question was asked on 9/19/2005
This auto insurance answer was last updated on 9/27/2005
Emily requested this car insurance solution.
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