Your state should not have a problem with liability coverage only; however, your finance company may not agree with it. Until you finish paying for the car, it belongs to them. And, they require you carry comprehensive and collision coverages for the vehicle, because these coverages will help cover the vehicle up to its actual cash value - so they can recoup the value of the vehicle if it is a 'total loss' in an accident. If you do not carry comprehensive and collision coverages, they can force you to carry their comprehensive and collision coverages (to protect their investment) at much increased rates. Or, they can repossess the vehicle.

If your insurance premiums are too expensive with comprehensive and collision coverages, you can click here to get an auto insurance online quote and purchase your auto insurance policy immediately.