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How long do I need SR-22 in Florida?


An SR-22 is a form that must be filed by your insurance company stating that auto liability insurance (bodily injury liability and property damage liability) is in effect for a particular individual. The bodily injury liability limits must be at least $10,000/$20,000, and the property damage liability limit must be at least $10,000 in the state of Florida.

SR-22 requirements in Florida stipulate that SR-22 insurance is required when an individual was in an accident or was convicted of a traffic offense and was unable to show financial responsibility. Florida car insurance laws require you to obtain the SR-22 and then carry its associated necessary liability coverages for three years.

The FR-44 is similar to the SR-22 financial responsibility certificate that one must file with the state after certain convictions though the FR-44 is required after DUI convictions.

The FL FR-44 has higher limits in the amount of 100/300/50. A driver must have these new required liability limits (instead of the previously lower limits of 10/20/10) in place on the date of the alcohol related offense or will have to pay a reinstatement fee. The reinstatement fee is $150, $250 or $500 dollars.

Both the SR-22 and FR-44 in Florida are typically required for three years.


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4 Responses to "How long do I need SR-22 in Florida?"
  1. Paul

    My insurance filed a FR-44 at least two years ago after my DUI conviction. The article says FR-44 is "Typically" in effect for three years. How does one know when the period of an FR-44 is over and lower insurance requirements can be lowered from the 100/300/50 requirements? Will the insurance company tell me or the DMV, who?

  2. Visitor

    Are you required to carry an FR-44 for 3 years from the date of the incident or for a total of 36 months. I am considering not driving for a few months to avoid high insurance costs. Please help!

  3. Anonymous

    need more infomation.how long do you need to carry fr44. interlock only on for 1yr. will still be restricted for business only, for 7 more years then to be semi-retired.single

  4. Anonymous

    i think they would of put more information about all of what an sr22 does and how it will affect thinks in the futur