The insurance cannot do anything that will jeopardize your vehicle's warranty. Your vehicle's manufacturer will void your vehicle's warranty, if your vehicle manufacturer cannot guarantee the parts. What you may have to do is come to an agreement with the insurance company for you to cover the difference in cost for the more expensive parts. If you feel that they are giving you a bad deal, especially since you are the victim, you may want to consider talking to your state's Department of Insurance or seeking legal advice.

Remember, you can click here to get a quote and purchase a policy with auto insurance specialists.