If you live in that person's household and have access to the vehicle, you need to be listed on that person's policy as a driver. If you reside outside that person's household and are going to drive someone else's vehicle on a regular basis, that person should list you on that policy as a driver. People who reside outside the household may be covered if they use it only occasionally. It is best to have that person check with his or her current company to find out their rule for this.

Remember, in the future, you can click here to get an online insurance quote and possibly purchase your policy immediately.