Chances are your insurance company will learn of your ticket when you renew your policy and they acquire your motor vehicle report (MVR).

If it was your first ticket, you might not see any change in your rates. Some states have laws governing when and why auto insurers can change policyholders' premiums; often, insurers are not allowed to raise your rates after just one speeding ticket or other citation.

Different companies have different practices when it comes to raising premiums. Some companies will consider the severity of your violation and raise your rates accordingly; others will raise rates a specific amount per violation. To find out about your insurance company's rating system you would need to speak to your agent.

If this violation makes your rates increase dramatically, you can click here to get a quote to compare your rates and even purchase insurance online.