In most cases, you will need to have a valid U.S. license in order to purchase insurance. Some of our insurance companies will allow you to purchase the policy with your international driver's license and will give you time to obtain your U.S. license. If you are looking to purchase a policy but do not own a vehicle, you will want to purchase a 'non owners' policy. A 'non owners' policy typically includes liability, medical payments, and uninsured motorist coverages. Some insurance companies will convert a 'non owner' policy to an 'owner' policy, by adding a vehicle to it.