|
The first thing you want to do is call the police. They will let you know what their involvement level will be. They may have you fill out a report. After that, you will want to report this to your insurance company - even if there is nothing they do to help you. Some states offer uninsured property damage. This will help cover your property if it is damaged by an uninsured motorist. Also, if you have "collision" coverage, your insurance company will be able to help fix your vehicle up to its "actual cash value" minus the deductible amount you chose. If you do not have uninsured property damage nor "collision" coverage, there is very little else you can do to help you re-coup for the damage to your property.
|
 | A large piece of wood was run over by the vehicle in front of me and caused the wood to fly up and hit my car. Would this be covered under "Collision" coverage? | | Our car was parked in the street, and we got a call from the police that 2 cars were hit by hit and run driver. The only information we have is that it was black Jeep. We will get a police report. Our... | | While at the grocery store, my car was hit either by another car or a run-away shopping cart. I have full coverage insurance. If I file a claim with my insurance company, will my premiums increase at... | | I was in an accident over the weekend while driving someone else's car. I did not call the police, because the person was a close friend of the family. We agreed to file a report the next day. However... | | I was meeting a truck. He came across the line, hit my car, and never stopped. I have "full coverage" on my car with a deductable. Does my Uninsured Motorist pay to fix my car? Do I have to... | | My husband put comprehensive on my 12 year old Volvo. I hit a deer last night and damaged the front end greatly. Since we know it will cost more money to get the car fixed, than what the car is worth,... | | I was involved in a accident in December 2004. Since then, I have been back to the dealer that fixed my car with more issues that were not listed on my repair, and most of them are from the accident.... | | If someone damages my car while it is unattended, and I don't have UMPD coverage, but have all other coverage for my car, who pays for the damages. | | While away on Thanksgiving holiday, my car insurance was due and expired without my knowledge. While away, someone had hit the rear end of my car. This happened only 1 day after the policy was cancele... | | How long does a hit and run affect insurance? | | My parked car was hit by another car. I did not witness it. Having inspected another car on the street it is obvious which car has caused the damage as it is a white car and has green paint from my ca... | | I got a letter saying that my car was involved in a accident and asked for my insurance details. I called the number and found out that it happened on a particular day at a particular time. I didn't k... | | Someone hit my car and left no note, nothing. What should I turn this in under? Liability? Comp? or collision? | | I was involved in a hit and run accident. There is $4,000 worth of damage to my car, I got the other license number but the tags came back to a different car. How should the hit and run claim be filed... | | I was involved in a hit and run accident where the person that hit me drove off. I located this person by her license plate number but how can I find out who her auto insurance carrier is? I have all... | | My car was damaged in the parking lot where I live by a hit and run driver. The police traced the car to someone living in the complex -his car was damaged and matched the damage to my car. He admitte... | | How do you define a "parked car" Is you car "parked" if you are stopped at a red light? If your car is in a parking spot and it is running and occupied is it parked? | | What does Uninsured Motorist Property Damage cover? | | I was involved in a hit and run in Houston, TX. I only got the other person's license plate number. I only have liability insurance on my car which will not cover a hit and run. How can I found out... | | I was parked and someone hit my car. I don't know who it was. I don't have comp. or collision but do have uninsured motorist property damage. Am I covered for the repairs? | | I live in Pennsylvania and one of my vehicles was parked in front of my home when it was hit by another car, I assume. My vehicle has no collision coverage, but does have comprehensive as well as uni... | | My car was hit while parked on a street in Atlanta, Georgia. It was not witnessed and I am filing a claim with my insurance. Is there a maximum deductible allowed in the state of Georgia for hit and... | | I was involved in a hit and run accident in Chicago, Illinois. I only have liability insurance and I have no info on the other driver. Do I have any options? | | I was involved in an hit-and-run accident. Since the person who hit me ran off, there were no witness, but I can get a copy of the police report for insurance purposes. I don't have full coverage, but... |
|
|
|
| What did you think of this question and answer?
|
|
|
| Tell us why you rated this car insurance question and
answer this way:
|
|
|
|
|
|
|
|
 | Even w/ uninsured motorist coverage, a hit and run may not be covered. Police may not issue a report if there is no investigational information i.e. a hit and run. Also, even with Collision coverage in effect, it is usually preferable to invoke the uninsured motorist coverage, as the deductible is usually half of the collision deductible, and the report may not have adverse effect on your premiums upon renewal. |
|
|
|
| This car insurance question was asked on 10/4/2005 | | | This auto insurance answer was last updated on 10/6/2005 | | | Tao requested this car insurance solution. | | | Rated 3 out of 10 based on 1 vote. | | | Claims | |  Print this car insurance question and answer | |  Email this auto insurance answer | |
| Disclaimer: Answers and comments provided are for
information purposes. They are not intended to substitute informed professional
advice. These responses should not be interpreted as a recommendation to buy or
sell any insurance product, or to provide financial or legal advice. Please
refer to your insurance policy for specific coverage and exclusion information.
Please read our
Terms Of Use. |
|
|
|
|
|
|
|