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A few days ago I was in a car accident. If they declair my car "totaled," will I still be able to get it insured - so that I can drive it? The car is drivable. I want to get it repaired myself, but I'm not sure what will happen next.

If your vehicle becomes a "total loss," that vehicle can become difficult to insure depending on the title status.

Many insurance companies will not insure a vehicle they declare a "total loss." If your vehicle is a "total loss," before you get it fixed, it will be considered a "salvaged" vehicle. Most companies will not insure these vehicles, but you can get insurance through us with Progressive. Enter your zip code above to get insurance on a salvage title.

A salvage title is an automobile title with a notation that the vehicle has been damaged or declared a total loss. Depending on the states, the designation can be placed under different scenarios. Often a vehicle is still safe to drive even if technically considered a total loss by an insurance company; this is especially true with older vehicles. A junk title is a similar notation to a salvage title, but generally indicates that the vehicle is not roadworthy and must be used for parts only.A rebuilt vehicle is a salvage vehicle that has been repaired and restored to operation.

For example, Florida requires a vehicle to have a salvage title if the insurance company declared the vehicle a total loss. These titles generally indicate whether the vehicle is "rebuildable" (can be repaired and driven) or "not rebuildable" (must be sold for parts).

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Question Details
This car insurance question was asked on 10/6/2005
This auto insurance answer was last updated on 11/10/2008
Tiffany requested this car insurance solution.
Rated 10 out of 10 based on 1 vote.
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