CarInsurance.com Car Insurance
Estimates Online
> ZIP code:  Click & Quote
Get insurance now:
Car Insurance Resources:

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
My best friend got into an accident. She 'totalled' her car the same day she paid her insurance. She was late paying her insurance, and she was out of her grace period. When the the insurance company gets the payment and see that she 'totaled' her car the same day the payment was made, what will they do?

Most likely the carrier will not cover it if the policy canceled before payment was made. If your friend's policy didn't cancel, then the claim would be paid.

Under the assumption that the accident ocurred before she paid her insurance, her insurance company's actions will be dictated by the terms of her policy. If she is seeking to reinstate her policy, the company will only reinstate the policy if no losses have occurred.

An accident is deemed as a loss.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedWhat should I do if I just had an auto accident?
Car Insurance RelatedWhy do I need auto insurance?
Car Insurance RelatedMy neighbor was in a bad car accident. He was hit. When he called his insurance company, they told him he wasn't covered. To make a long story short, his wife was diagnosed with breast cancer and he a...
Car Insurance RelatedLast winter, I had a few accidents. I appealed one of the accidents. It is going to take 18 months before I receive an appeal date from the registry. I have already received the surcharge on my insura...
Car Insurance RelatedIf a premium has been paid for full coverage through a certain date, and the coverage is reduced to only liability before the end of the term, is the insured entitled to a partial refund or a credit o...
Car Insurance RelatedI got into a confrontation with some girls and they busted out my windshield and the left rear door and bumper is dented and my trunk will not close. My insurance expired on the 12th of August the inc...
Car Insurance RelatedI live in Oklahoma and bought a new car and I had not had time to get insurance put on it. However, I do have insurance on my other car and have the verification card in the glove box for it. I was...
Car Insurance RelatedHow late does the law allow a person to pay their monthly insurance payment before they are cancelled?
Car Insurance RelatedIf you were hit from behind and received injuries and your car is totaled out, but your insurance has expired, but the person who hit you has insurance are they liable for your damages?
Car Insurance RelatedI just totalled my car and the insurance company said they will not cover it because I made my monthly payment late after the cancellation date and on the same day I totalled my car. Can they do that?
Car Insurance RelatedDoes an auto insurance binder cover the car immediately upon purchase? My boyfriend purchased auto insurance and in the same day got into an accident. Now the insurance company won't pay because the...
Car Insurance RelatedI was involved in a 4-car accident on the interstate (I was car #4). Car #1 caused all of us to brake to a sudden stop, causing damage to all cars but the first. We were all cited for following too cl...
Car Insurance RelatedI recently skidded on black ice and my car was totaled. I am awaiting the settlement offer by my Insurance Co. In the meantime, my insurance premium of $181.20 is due on this same car on March 20, 200...
Car Insurance RelatedMy premium was lapsed for 8 days and I just got an an accident. My insurance company had not received my payment for my insurance. Is there a grace period and will they cover my auto accident?
Rate, add comments, or add help about your situation and this question.
Help us improve the largest car insurance website!

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way. You can add any helpful insurance comments to this page:
Visitor Comments
car insurance commentsis there such a thing as an act of God when a car is damaged by water?
Question Details
This car insurance answer was last updated 9:54 AM Mar-06.
This claims question was asked 5:21 PM Oct-06-2005.
Zoey requested this car insurance help from CarInsurance.com experts.
Rated 10 out of 10 based on 2 votes.
Claims
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2010 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance