It does not matter if you have "Bodily Injury Liability," Property Damage Liability," and "Personal Injury Protection" right now. The time to have these coverages was when the "12th point" took place. If you had the necessary state liability coverages at that time, an SR-22 should not be required. If it turns out that you did not have the necessary coverages at the time of the violations, you are required to carry an SR-22, and your current insurance company will write an SR-22, the cost to your current policy should be minimal. All you would need to do is add an SR-22 to your current policy. This form has a one time cost ranging from $15 to $25. If you had the proper state coverages when the violations took place, you will need to bring of it to the Department of Motor Vehicles.