In general, you can transfer your liability coverage(s), personal injury protection, medical payments, and uninsured motorist coverage(s) from one vehicle to another with no additional cost. There are some exceptions to this rule. You will incur more cost if you go from a vehicle with safety features to a vehicle without safety features. Also, some insurance companies will surcharge your policy if your new vehicle has four wheel drive capability, is a convertible or t-top, or is a high performance vehicle.