You may need to seek legal advice. To be safe, you should submit a claim to both your homeowners and your auto insurance.

Submit the claim with your homeowners policy, because it happened on your property. Submit a claim with your auto insurance, because you damaged someone else's property. Even though they are a life form, unfortunately, dogs are considered property. But, contact the insurance company that holds your homeowners policy, first.

For information on homeowners insurance if you do not already have this type of policy you can contact our partner Safeco about acquiring such a policy.Get information on a Safeco homeowner's policy at this link or by calling them at 1-800-936-0356.