There is really no such thing as "full coverage." Most people use this term to refer to physical damage coverage. Physical damage coverage consists of collision and comprehensive coverage. Generally, collision insurance covers damage to your automobile caused by collision with another object or by upset. Comprehensive insurance covers damage to your automobile from vandalism, theft or glass breakage. Most lienholders require physical damage coverage if you are financing your vehicle. Now, you should contact your lienholder, because it will be your lienholder, not Indiana, that will determine if you still need to carry the physical damage on the vehicle.