In general, she will want to contact her insurance company and the "at fault" party's insurance company to see for what coverages she is eligible. If your daughter lives in a state that requires Personal Injury Protection, that will probably be the first coverage that may help her. Other coverages that may help your daughter with her situation could be Bodily Injury Liability and Uninsured Motorist Coverage. Again, she will want to contact the two insurance companies to see what coverages will assist her.