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Q

How can I get insured as a driver without owning a vehicle? I need to get insured to regain my driver's license and for my job - where I will drive a company vehicle. Is this possible (without having a vin to put on the policy)?


A

In general, if you do not own a vehicle, you can purchase a "non owner" policy. This policy usually provides coverage for liability, medical payments, and uninsured motorist coverages for someone who does not own a vehicle and will be operating a vehicle owned by someone else. Before you choose to purchase this type of policy, you will want to check with the insurance company that is selling this policy to you to make sure it will cover you while you drive your company vehicles.

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3 Responses to "How can I get insured as a driver without owning a vehicle? I need to get insured to regain my driver's license and for my job - where I will drive a company vehicle. Is this possible (without having a vin to put on the policy)?"
  1. Kenneth Moyer

    I fly into Philadelphia from the Dominican Republic and rent a car in Prospect Park, Pennsylvania outside of Philadelphia. Usually a ten day visit. Where can I get coverage, the rental insurance is killing me?

      Reply»  
  2. Richard McCay

    I do not own a car. I have been renting as needed from Enterprise for years. Now that I no longer able to telecommute I have been renting a car on monthly basis. What type of insurance program would work for me?

      Reply»  
  3. Anonymous

    Just answered my concerns, while staying short and really easy to comprehend.

      Reply»