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I purchased a truck for my son for his 21st birthday, he has no credit as of now so I could not put the truck in his name. The truck is registered to me and insured under my policy, and he is not listed as a driver as the insurance rate is astronomical. If he drives this truck get into an accident, will the truck be covered?

Ultimately, you will need to ask your insurance company to see if they will cover your son and the truck if your son drives the truck and gets involved in an accident. You will want to contact them to find out their rules regarding this situation. In general, though, insurance companies want the drivers of the vehicle(s) on your policy to be listed on your policy as drivers.

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This car insurance question was asked on 11/3/2005
This auto insurance answer was last updated on 11/8/2005
Theresa requested this car insurance solution.
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