A pre-existing condition is generally considered to be a physical ailment for which medical advice, diagnosis, care or treatment was recommended or received before the incident occurred. Generally if you were injured in a car accident and aggravated a pre-existing condition the insurance company will discuss the injury with your physician and make a decision to see if continual treatment will be covered. Depending on who was at fault and what type of insurance both you and the other driver have to cover bodily injuries you will have to contact the insurance company for specific details. Six Crucial Insurance Claim Possibilities is an article you might find useful on this topic.
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