It is possible that another car payment will be due to the lienholder if the insurance company has not yet paid out on the claim. It sounds like the insurance company will be paying off the remainder of the loan amount but if they do not do so before the next payment is due than the person whose name is on the loan could get a black mark on their credit report if the payment was not made on time.

Once the finance company receives the insurance payment covering the remaining amount of the loan monthly payments should no longer need to be paid. If what is owed on the car is less than the value the insurance company is paying for the totaled vehicle there should be money coming to the car owner(s) at the end of the settlement.

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