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Car Insurance Question  I need a sr22, and I have no vehicle(nonowner sr22 policy). The problem is New Hampshire requires this, and I live now in Massachusetts.

In general, most companies in Massachusetts will not write an insurance policy for an out-of-state sr22. You may need to contact Massachusetts' Division of Insurance to help you find an insurance company that will meet your insurance needs. Another solution that was provided by a comment is to copy and paste this web address into your browser:http://www.massagent.com/info/SR22.pdf

These MA carriers should be able to assist you:American Automobile Insurance Co. -- Licensed in all states Amica Mutual Insurance Com. -- Licensed in all states except HI Arbella Mutual Insurance Co. -- May file SR-22s in RI & CA The Commerce Insurance Co. -- Licensed in CT, MA, ME, NH, RI & VTThe Hanover Insurance Co. -- Licensed in all states Liberty Mutual Insurance Co. -- Licensed in all states Massachusetts Homeland Insurance Co. -- Licensed in MA onlyMetropolitan P&C Insurance Co. -- Licensed in all states except AK, CA, SC, WV & DC (licensed in HI, TX & NJ for group only)National Grange Mutual Insurance Co. -- Licensed in CT, DE, DC, FL, GA, ME, MD, MI, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, WV & WI Norfolk & Dedham Group -- Licensed in ME, NH, NJ, NY & RI Plymouth Rock Assurance Corp. -- Licensed in CT, MA & RI Premier Insurance Co. of Massachusetts -- Licensed in MA only Quincy Mutual Fire Insurance Co. -- Licensed in MA, RI & CT Safety Insurance Co. -- Licensed in MA only United Services Automobile Association -- Licensed in all states and territories except American Samoa

CarInsurance.com may offer insurance through one of these carriers. If you put your zip code in and request a quote. NetQuote will take your information and try to find an agent to help you (those NetQuote agents may be licensed with one of these companies).

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car insurance commentsIve just been through this terrible process, and can offer a few words of advice. Massachusetts has unique insurance laws, and the consequence is that many of the nationwide high-risk insurance providers that would normally handle this type of situation will not write policies in MA. Because this has become such a problem, the DOI has an initiative called "SR-22 Project" to help people find insurance companies. You will have 30 days from initial reinstatement (not from license issue) to file the SR-22 with NH, so get started immediately -- if it takes longer your new MA license will be suspended, you will have a harder time getting insurance, and you will have to pay another $100 reinstatement fee to MA. The information from the MA RMV was terribly outdated (2001), so this is your best starting point.
Question Details
This car insurance question was asked on 11/8/2005
This auto insurance answer was last updated on 4/21/2006
Brian requested this car insurance solution.
Rated 9 out of 10 based on 2 votes.
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