Most insurance policies will cover any other person using your insured car with your express or implied permission to do so unless a specific exclusion applies. You should check with your company to see if any such exclusion applies. If not, then your friend would be covered for this loss under your policy.

People are often confused about who is covered under a standard auto insurance policy. There are typically only one or two names listed in the "Named Insured" section of an auto insurance policy, but that doesn't mean that those are the only people who are covered under the policy. As a general rule, auto insurance coverage actually follows the vehicle, not the driver. So if your car is involved in an accident, the car typically receives the full coverage provided by the auto insurance policy, regardless of who is driving. As long as you gave him permission most insurance companies will cover the accident. You should verify with your insurance company to verify they will cover your friend.

There are some situations where "any driver" is not covered on a policy. For example, in states or situations where you must list all residents on a policy and you do not. Coverage will not be extended to those drivers.

If your friend is searching for auto insurance, have him follow this link.