The laws vary from state to state but some will allow you to you to register the car in your name without being on the title. Check with your local department of motor vehicle to see if that is an option in your state. You should be able to get insurance in your name or be added to your parent's policy. The insurance company will likely consider you the principal driver on this vehicle's policy either way since you will be the main driver of it. Some CarInsurance.com companies require that your name appear on the title or registration in order to be able to purchase an auto policy in your name.
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