I bought a car that had a rebuilt title (so stated on the title). I insured this car with an insurance company by simply providing them with registration information, which is all they required. (I didn't withhold any information). This car was previously insured by the previous owner by the same company. Now my car has been deemed "totalled" by the insurance company due to flood damage. I was contacted by them with a settlement amount which I accepted. I am to return a Power of Attorney and the title in exchange for my settlement check. Is it possible that once they get the title and see it was a "rebuilt" title, they will decrease my settlement amount, or do they know this prior to offering a settlement. Just curious and wondering if I should expect a check for lower than what they have said they were settling for. Thanks for your help.