I was recently told that I scratched a car backing out.?

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I was recently told that I scratched a car backing out. I didn't know about it untill the driver left a letter in my windshield with a piece of my headlight. I noticed the headlight was damaged about 4 days before the note was placed by a friend. At that time the headlight had a small hole and now has seem to gotten bigger because it is the whole side of the indicator. The driver said that he would get a quote for me so we don't have to go through insurance. It has been about 3 days now and he hasn't contacted me. I was curious if there is anyway I can get around this whether he legally has a week to get the information, as told by a friend? or since it was on private property because it was in my complex?

Laws vary in different states but usually a person has more than a week to get an estimate or make a claim against you in a case as you described.

We have had auto insurance agencies for over 25 years; one agent remebers a party that filed claims as far as you 2 years after an accident occured.

If you want to find out how much the damage is likely to cost you, contact the person and ask them if they can get you the estimate information by a specific date and most likely they will comply. It is doubtful that you can just let the incident go because it would probably force the person to then report it to the police as a hit and run which could get you a ticket and even more worse penalties and require you to get your insurance company involved. If the police would not get involved because of the incident occurring on private property the person could still seek legal advice to either sue you or take you to small claims court depending on your state's laws.

Visit our learning center to read articles on what to do after an accident has occured.

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This car insurance question was asked on 11/25/2005

This auto insurance answer was last updated on 11/25/2005

Trevor requested this car insurance solution.

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