State laws and insurance companies are not the same but typically if you have insurance on your vehicle that you are trading in or replacing that insurance will transfer and cover your new vehicle for at least a few days. It depends on state law and insurance guidelines but generally the coverage will last from a few days up to 30 days. The insurance put onto the new car for that time period will be the same as what you had on the previous car, this means if you only had liability coverage the new car would not have comprehensive or collision on it.

It is best to let your agent know about your new vehicle as soon as possible. If you are buying from a dealership you can most likely have the dealer contact your insurance agent with all the pertinent information and speed up the process of getting the car on your policy. It is wise to tell your agent before purchasing the car if at all possible so that you can make sure your premium rates are not going to increase to an amount you could not afford.

CarInsurance.com is available for customers that can't get in contact with their agent, but they need immediate coverage. CarInsurance.com is available at all dealerships...with internet access!!