If you are at-fault in an accident then most likely your insurance company will be responsible for paying for the damages to the other party's vehicle whether they are insured or not. The uninsured person will probably be cited at the scene by the police, that is called to the incident, for being uninsured and will have to face the penalties involved with that violation. How to Handle Your Accident Claim With Your Insurance Company is an article you might find of use.
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