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I live in North Carolina and my auto insurance lapsed. They are telling me my tags are revoked and I need my car to get back and forth to work. I will pay a fine if I need to. Can I keep my tags?

Most states take financial responsibility, usually in the form of car insurance, very seriously. This is why they have penalties such as revocation of license or tags when you are found to be without auto insurance. When you change insurance carriers or have a lapse in coverage the insurance company is required to notify the DMV.

According to the North Carolina Department of Transportation if you have a lapse in you will be send a FS 5-7 Notice which you need to respond to within 10 days. To retain your license plate you must re-certify with correct insurance information (this means you must have the car now insured) and submit a payment of $50 within the given 10 day limit.

Failure to respond within the 10 days will result in the loss of your license plate (tags) for 30 days. After those 30 days, to get your plates back you must: provide proof of insurance coverage Form FS-1, pay a $50 civil penalty fee, pay a $50 processing fee, and pay the appropriate license plate fee.

You will be able to keep your tags if you do one of the options above.

Follow this link to get a North Carolina auto insurance quote immediately.

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Visitor Comments
car insurance commentsHe asked if there was a way to keep his tags because he needed to be able to get to work. Didn't really answer that.
car insurance commentsThis explains what to do to keep your plates from being revoked not what you can do afterwards.
car insurance commentsdo they issue a temporary tag of any kind during the 30 day lapse
car insurance commentsthis seems to be a terrible set of laws and looks to be designed to drive people under and keep them there. by the way, you only described what happens. and does the 30 day revocation period start the day after the 10 day deadline or the day of? also, i got this letter in the mail months after my deadline. is there anything i can do to contest it?
Question Details
This car insurance question was asked on 11/30/2005
This auto insurance answer was last updated on 6/12/2007
Connie G requested this car insurance solution.
Rated 2 out of 10 based on 22 votes.
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