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I'm in the military and I hold a PA license. While on my way back to NC from NY during the thanksgiving weekend, I got a speeding ticket for doing 100 in a 65 in NJ. If found guilty, how will this affect my car insurance?

New Jersey and Pennsylvania are both part of the Driver's License Compact and Agreement. This allows them to share information so the speeding ticket information will be transferred from NJ to PA. PennDOT does not assess points or record minor traffic violations on your PA driving record.

You will need to find out from PennDOT if they regard going 35 mph over the speed limit a minor or major traffic offense. For going 30 mph over the speed limit in some states they will cite you with reckless driving.

Going over 31 mph or more over the speed limit in Pennsylvania is called detrimental driving and typically you would have to attend a hearing. Since you received the ticket outside of PA, you many not need to attend the hearing.

If you are found guilty, the infraction might show up on your PA license, depending on if they term this offense as major or minor. If it shows up on record, it could negatively affect your insurance rates. How much your rates could rise would depend on your insurance company's rating system.

Keeping a clean driving record is key to keeping your insurance rates down. If after you take care of your ticket you are looking for a new insurance policy in Pennsylvania you can get one here.

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Question Details
This car insurance question was asked on 12/5/2005
This auto insurance answer was last updated on 3/27/2006
Luis requested this car insurance solution.
Rated 8 out of 10 based on 3 votes.
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