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My parked car was hit by another car. I did not witness it. Having inspected another car on the street it is obvious which car has caused the damage as it is a white car and has green paint from my car down the side of its rear wing. I do not know which house the car is from. What is the best course of action for me? I think that if I confront them they will attempt to clean off the paint from their car leaving no evidence.

It is unfortunate that your parked car was hit but it appears you have found the likely culprit. You do not have to confront the driver by yourself. You should contact the police so they can come out to view the damage and write up a police report. You should also show them the car that you believe did the hit and run damage. The law enforcement officer should then be able to help you figure out what the next step should be.

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If it will be a few hours or even days for the police to come take the report you might want to go out and take pictures of the damage to both your car and the car that you suspect did the damage. This could help you if the person tries to clean the car.

The Value of Taking Accident Photographs is an article that could help you know how to take the best pictures of the vehicles.

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I do not believe the original answer is 100% correct. State laws may apply here as well. In MA where I live this happened to me. I found the car which I feel caused the accident. However the POLICY explicitly said that since it was not witnessed, they could only ASK the person if they did it. It the driver denied doing it, there is nothing I can do except to contact my insurance and pay any deductibles I may have. It should be noted that I DID have the police talk to the drive and hence the drive denied it. I was left holding the bag for a $300.00 deductible to get my car fixed.
Comment added: 05:11 PM Feb-01
It just happen to us.
Comment added: 03:22 PM Jun-18
Question Details
This car insurance answer was last updated 3:58 PM Dec-12.
This Insurance Claims question was asked 04:44 PM December-11-2005.
Stephen D. requested this car insurance help from CarInsurance.com experts.
Rated 7.5 out of 10 based on 4 votes.
Insurance Claims Category
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