You are correct that if you are going to be in the United States for any length of time, and especially if you want to buy and insure a vehicle, you will need to get a state's driver license. New York State's Department of Motor Vehicle website (NYSDMV.com) is quite helpful for describing what driver's from other nations need to do to obtain a NYS driver's license.

Your friend can contact her insurance agent to see if there is a way to add you to her insurance policy. If you will be living in her household it might be a possibility. There is a chance though that if you were in an accident she could be help liable since your insurance was part of her policy. Again check with her insurance company for help with answering specific questions.

If after you purchase your vehicle you are still in need of New York Insurance remember you can get a quick quote through our site.