There is the possibility that an insurance company will insure you, even with your bankruptcy and driving record issues. There will be some insurance carriers that will turn you down due to the fact that you have no insurable interest in the vehicle since your mother will be the owner but others will allow for this. Others will not insure vehicles that are owned by one party and the car resides at a different address.

Insurance companies vary and you will likely have to shop around to find the coverage you need and it is likely your insurance premiums will be high. It is important to have the vehicle insured before you begin to drive it.