Hopefully we can explain how to read auto insurance bodily injury limits for you, we know it can be a bit confusing at first. To get started you should find out what your state's minimum requirements are.

For this example I will use Georgia whose limits are 25/50/25. The first 2 numbers (25/50) in this equation are for bodily injury liability and the final number (25) is for property damage liability. If you bought a policy with these limits you would be getting coverage for $25,000 per person for injuries you cause to another party up to $50,000 total for all injuries. This means the top limit your insurance would pay for each separate person's bodily injuries is 25K while the whole total they would pay for all claims against the bodily injuries policy would 50K.

The remaining 25 is the limit for property damage. This means the insurance company's top limit they will pay out for the other person's property damage is $25,000.

You asked about 100/300, this would be stand for $100,000 per person for bodily injuries and topping out at pay $300,000 for all claims against your bodily injury liability limit.

When purchasing insurance you should buy what you can afford while still protecting your assets. If you feel comfortable with these terms now you can get a quote online. How Much Car Insurance Should You Buy is an article that can explain even more to you.