I understand that it can be very frustrating to have a person with a suspended license causing damage to your car and yourself but you it is much easier to collect for your damages and bodily injuries with an insured individual than with a person that is not. Hopefully the police was called to the scene of the accident so that the person was cited for their violation.

To find out what type of settlement will be entitled to you need to speak to the at fault person's insurance company. Their claims adjuster will be able to go over what the person's policy will cover and what their limits are.

Auto Accidents and Pain & Suffering is an article in our Learning Center that might help you with your situation.