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Car Insurance Question  I purchased auto insurance two days ago on my vehicle that prior insurance had lapsed (45 days prior). My insurance went into effect at 12:01 the day after my purchase. Today I hit a deer. Since my insurance went into effect yesterday will this be covered? I had purchased full coverage in the state of va.

Using the timeline you gave it would appear that your insurance policy would be in effect and would cover damage caused by hitting a deer. You stated you had "full coverage" which typically means collision and comprehensive. If this is what you have, the damage would be claimed under the comprehensive portion.

To find out for certain that your car will be covered under your new policy speak with your insurance agent or insurance carrier. They will be able to give you the specifics of your policy.

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This car insurance question was asked on 12/22/2005
This auto insurance answer was last updated on 12/23/2005
Amy requested this car insurance solution.
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