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Car Insurance Question  I am a Massachusetts resident and just received a speeding ticket in New York. I was going 90 mph in a 65 mph zone. Will NY report to MA, which will make my insurance rates go up? I am trying to figure out my best way to deal with this. Maybe a lawyer?

Massachusetts has arranged to share driving records with other states so certain traffic offenses you have committed in other states will be placed on your driving record and treated by the MA Registry of Motor Vehicles as if they occurred in-state. The MA driver's manual does not state what exact out-of-state offenses they record on your driving record. You should check with the RMV to find out if the NY ticket will make it to your record or not.

We try to provide as much information as possible, but in some instances the answer is unknown. MA is very secretive and/or incompetent with their driving record information. When you speak to the RMV (not the Insurance Department) they will tell you that it is shared, but we have not seen any claims where it was shared.

We ask that visitors to our site add comments about this situation, when it happens to you. That will help us and future visitors get the best information.

It is possible that a moving violation, such as a speeding ticket, could make your insurance rates go up but it is not a given. Each insurance company has its own guidelines to what makes them raise rates. You can check with the Massachusetts Division of Insurance with whom your insurance company must file their rates with.

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Visitor Comments
car insurance commentsIn my view, this is a very thoughtful and thought provoking answer. It doesn't give one ready answers (as there are no such answers), but it allows one the reliable basis for making logical chains and getting to a close realization as to what ones specific situation's possible implications could be. Thank you very much, Joseph P
car insurance commentsAdvised them to call the Div of Insurance in Mass to find the answer. Mass either shares info with NY or it doesn't, and vice versa. Yes or no?
Question Details
This car insurance question was asked on 12/27/2005
This auto insurance answer was last updated on 1/6/2008
Jeremy requested this car insurance solution.
Rated 4 out of 10 based on 2 votes.
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