You are correct your Prayer for Judgment Continuance (PJC) is a judge-made remedy for some cases in which the judgment is suspended indefinitely thus in most cases it does not result in an increase in auto insurance premiums according to the NC DOT.You are not as lucky with regards to the DWI conviction. It indeed will stay on your North Carolina driver's record for 3 years or more (check with the DOT to find out the exact time period) and during that time it will show up when any insurance company runs your MVR.

One of the best ways to get the best insurance rates for your current situation is to do auto insurance comparison shopping. If your policy is up in April you can start looking now. You can receive a car insurance online quote from us. You can ask your insurance company, along with the insurance companies you comparison shop with, about how your rates should change in 3 years.