If your state has required of you to show proof of having financial responsibility with a SR-22 certificate and you chose not to it is likely that your license will be suspended or even revoked. State laws differ so you would have to check with your Department of Motor Vehicles, or similar entity, to find out the specific penalties you would be faced with.

Your driving record follows you no matter your age so your license would remain suspended or revoked most likely until you get the SR22 for the required amount of time and take care of the violation to the terms that the court or DMV compels you to. Turning 21 is not likely to change anything in most any state.

Begin getting SR22 insurance quotes now.