You can contact the at-fault party's insurance regarding your bodily injuries and pain and suffering to find out what if anything they will pay due to you not having the required auto insurance but more than likely you will need to seek legal counsel for your situation.

Under Kentucky's no fault insurance laws if you had the auto insurance required your carrier would pay for your initial medical bills since under KY law all car insurance policies issued should include Basic Reparations Benefits (BRB) or Personal Injury Protection (PIP). These coverages would pay your health provider as long as they would attest that your medical expenses incurred were reasonable and necessary. Compensation for pain and suffering is not available through this coverage. If your medical bills exceed $1000 or other specific criteria have been met you may have the right make a claim for compensation for pain and suffering or other damages sustained.

Since you do not have the state required auto insurance you will need to check with a lawyer to find out if you have any rights to be compensated for medical bills above the $1000 threshold or for any pain and suffering. Remember if you are going to drive a vehicle you need to be properly insured. You can start shopping for Kentucky auto insurance immediately here.