Until you find out about getting your license reinstated it will be difficult to find an insurance company to cover your vehicle. Many insurance companies will help your start a policy if your license will be reinstated shortly, in about 30 days.

According to the NY DMV site driving while your license is suspended is referred to in NYS as an aggravated unlicensed operation or AUO. There are different degrees of AUO. Third degree is a misdemeanor punishable by a mandatory fine of $200 - $500, a surcharge and possible imprisonment up to 30 days or probation.

Second degree AUO is also a misdemeanor that is for repeat offenders and has stiffer penalties including higher fines and mandatory imprisonment or probation. First degree AUO is a felony with even bigger fines, more imprisonment or probation time and possible seizure and forfeiture of the vehicle driven.

For more information you can contact the NYS DMV which has a lot of information on its website or the Traffic Violations Bureau which can give you more information regarding how to response to court dates. Remember when you are able to get car insurance to not allow it to lapse.